Financial Education Articles

Stocks

When you invest in stocks (also called equities), you are investing in a company. Historically, stocks produced higher returns but also entailed higher risks.

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Bonds

Buying bonds is like lending money to a company or the government. You get the promise to receive your money back plus interest at a future date.

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Real Estate

You can invest directly in real estate, by buying a house for example. Alternatively, you can invest in a real estate fund or REIT, which requires less money and might solve the diversification issue.

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Commodities

Commodities are physical goods like grains, gold, oil, and so on. Historically, commodities produced lower returns than stocks, but they offered diversification and some protection against inflation.

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Currencies

In simple terms, investing in currencies is like holding cash in a currency other than your country’s currency. For example…

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