With Our Allocation Levels You Can Make Better-informed Investment Decisions

Sometimes it is hard to decide how much to invest... but now you have our risk-adjusted allocation levels to help you.

HOW IT works

There Are 9 Allocation Levels

The allocation level is always relative to the target allocation.

Lower Levels

A higher market risk leads to a lower allocation level (1 to 3). These are the "underweight" levels.

Middle Levels

A moderate market risk leads to a middle allocation level (4 to 6). These are the "around target" levels.

Higher Levels

A lower market risk leads to a higher allocation level (7 to 9). These are the "overweight" levels.

Note that we are not a financial advisor, and the allocation levels are presented "as is" and on an educational and informational basis only. Any person, institution or other entity is advised to first consult their own financial advisor before using, in any way whatsoever, the information presented here. Please read the full disclaimer.


We evaluate the asset's current risk factors and its risk relative to government bonds.

Based on the evaluation, we calculate the optimal allocation level for the asset.

Our process is long-term oriented. Thus, the allocation level does not change very often. 

Case Study

US Dynamic ST (Bonds & Stocks)

This model uses the level changes information to dynamically adjust its portfolio allocation (how much stocks and/or bonds to hold).

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